Revive. Restore. Reimagine: City of Modesto Loan Program

Building Modesto’s Bright Future Together

At the heart of every great city lies its business owners — a combination of community spirit, local entrepreneurship, and shared success. This is where economic growth starts! The City of Modesto Loan Program is a revolving loan fund and is being offered by Valley First at a discounted rate. These loans provide strategic funding for façade and streetscape improvements, small business growth, and overall economic vitality – while empowering local businesses and community stakeholders to breathe new life into Modesto's landscape, one block at a time.

Rates as low as 2.50% APR